Grow Your Business with Denefits
One platform for every way your customers pay
Boost revenue with flexible ways to pay, hands-off revenue recovery and marketing at the point of sale — all from one platform.
One Device for Payments and Marketing
Make every checkout a moment that grows your business.
The Denefits Terminal does far more than take payments — it helps your business grow right at the counter.
The Denefits Terminal for $0
Free shipping, straight to your door.
From one handheld device, you can:
Collect customer reviews
Ask for feedback automatically at the moment of payment, while the visit is still fresh in their mind.
Reward customers and earn referrals
Turn first-time buyers into regulars — and regulars into people who bring their friends.
Follow us on social
Invite shown at checkout
Build your social audience
Invite customers to follow your social pages during checkout — no separate ask needed.
Choose payment method
Accept payments from anywhere
Let every customer pay their way, with 50+ global payment methods to choose from.
Instant payout
$240.00
Get instant payouts
When a customer pays in full, funds can be available to you almost immediately.
Four Ways Your Customers Can Pay
Customers don’t all pay the same way. Denefits gives you four payment structures with built-in gap coverage, so there is always an option that works.
Pay in full
Paid at checkout. The customer pays once, with the method they prefer.
$240.00
Card · Visa — Settled at checkout
Payment plan only
Flexible monthly payments spread over a term of 3 to 12 months.
$20.00 / month
3 → 12 monthly payments
Partial financing + gap coverage
Upfront financing covers the approved amount, and the remaining balance becomes a monthly plan.
Full financing
The customer qualifies for 100% of the amount. You are paid upfront while they pay over time.
100% of amount
Paid upfront · Customer pays over time
Why gap coverage matters
When a customer is approved for only part of the amount, Denefits turns the rest into a payment plan automatically — so a shortfall no longer costs you the sale.
A Plan for Every Priority
Three plan structures, each built around a different goal — protection, earnings or customer acceptance. Pick the one that fits how you run your business.
No Fee Financing
90%
of principal protected
Covers up to 90% of your principal on every plan — a dependable safety net for businesses that want secure transactions without taking on extra risk, so you can grow your customer base with confidence.
In-house Payment Plan
Your rate
your terms
Set your own rates and stay in full control of the terms. Shape payment options around your business strategy and earn more from every transaction.
EZ Payment Plan with Deferred Interest
12 mo
deferral window
The EZ Payment Plan with Deferred Interest gives customers up to 12 months, making it an easy yes for customers who need flexibility, while strong security measures protect your side. More acceptance, with no added exposure.
Payment protection
Denefits helps you het paid even when a customer misses a payment. With the risk of payment plans and processing kept to a minimum, your team can stay focused on delivering great service.
Built to Close More Sales
The updated Denefits platform tackles the three things that cost you sales — abandoned checkouts, slow collections and rigid payment choices. Here is how it works for you.
No-code checkout builder
Design checkouts that match your brand, using a simple drag-and-drop editor.
AI smart tweaks & matching
Reads checkout behavior and steers each customer to the payment option they are most likely to complete.
Your secure payment link is ready
Instant payment links
Send secure, branded payment links by SMS, email or QR code in less than 60 seconds.
Reminder schedule
Automated payment recovery
Hand overdue follow-ups to smart, customizable reminders that run on their own.
Live conversion analytics
See completion rates and customer behavior in real time, then fix the exact steps where people drop off.
Tools for Collections and Integration
Specialized solutions that keep revenue coming in — from overdue accounts to the customer browsing your website at midnight.
Denefits AR
Agency-level reach, with your own team’s voice.
Get the strength of a collection agency and the personal touch of your in-house team in one system. It works for you with full transparency and control — start collections on overdue accounts in seconds and manage every one of them from a single platform.
Website integration
Displaying Denefits payment plans on your website sets you apart from competitors and shows customers you put flexibility first. Because they can view and choose a plan at any hour, your sales window never closes.
Payment plans
Day or night
Lead capture
When a customer applies on your website, their details go straight to the Denefits Leads section. A completed application triggers a pre-approval letter that nudges them to move forward — and anyone who stops midway is still saved as a lead for follow-up.
Ready for Customers Anywhere
Speak your customers’ language and accept payments the way they prefer.
Multilingual support
Denefits supports Polish, German, Italian, French, Spanish and more, so you can create payment plans and send contracts in each customer’s preferred language.
50+ Global payment methods accepted
Ready to grow with every payment?
Get your Denefits Terminal, connect your checkout, and start offering payment options your customers can say yes to.