Millions of people are haunted by unhealthy credit – and millions more have unexpected medical emergencies. But what if you have inadequate credit and unpaid medical bills? If you’re facing this scenario, there are companies that offer to finance your services with medical loans. Sudden medical expenses will threaten your monetary stability and obtaining a medical loan currently permits you to manage your finances – before the bills become overwhelming.
CareCredit is a giant in the patient financing industry. The company has fixed terms and conditions. Here are some alternatives to CareCredit regarding terms and conditions and offer features like No Credit Check financing.
| COMPANIES | DENEFITS Denefits is a revolutionary patient financing program that works as a monetary protection for your procedures of all ranges. Denefits provides patient financing with no credit check & at low interest rates, instantly. | CARECREDIT CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! | CLEARGAGEClearGage solutions are tailored to provide you, the consumer, with financial options related to how you pay your portion of your healthcare bill. | iCARE FINANCIAL iCare Financial is a full-service consumer financial organization in dental, medical, automotive and veterinary verticals. |
| CREDIT CHECK | NO CREDIT CHECK Denefits approves everyone with no credit check | SUBJECT TO A CREDIT CHECK CareCredit patients are “more likely to be approved” with credit scores of 623 or higher | SOFT CREDIT CHECK | NO CREDIT CHECK iCare Financial approves everyone with no credit check. |
| GUARANTEED PAYMENTS | With Denefits, we cover providers for uncertainties and ensure guaranteed payments. So, even if your patient does not pay, you will get paid on time. | NOT APPLICABLE | NOT APPLICABLE | Providers get their payments on time, even when the patients fail to pay. |
| FEES | 10% PER TRANSACTION Denefits charges providers a 10% transaction fee and provides guaranteed payments without any extra charge. OVER 15% PER TRANSACTION | 15%+ PER TRANSACTION CareCredit charges 15-39% transaction fee to providers. | NOT APPLICABLE | OVER 15% PER TRANSACTION |
| REVENUE | CAPTURE MORE REVENUE With Denefits, you can now treat every patient that knocks on your door while capturing more recurring revenue for your practice. | NOT APPLICABLE | NOT APPLICABLE | NOT APPLICABLE |
| FINANCING TERMS | FLEXIBLE FINANCING TERMS The financing terms are flexible. These terms such as rate of interest, down payment, late fee charges etc are decided by the providers. | NON-FLEXIBLE FINANCING TERMS The financing terms are prefixed by CareCredit. | NOT APPLICABLE | NON-FLEXIBLE FINANCING TERMS The financing terms are pre-fixed by iCare Financial |
| WAITING PERIOD | NO WAITING PERIOD Patients are instantly approved and can get the treatment at the time of their visit. | IT TAKES TIME TO GET THE APPROVAL Patients are not instantly approved. | NOT APPLICABLE | NO WAITING PERIOD Patients are instantly approved and can get the treatment at the time of their visit. |
Disclaimer: All the information used in the article has been taken from the online sources. Nothing wrong information has been used against any of the companies. The author assumes no responsibility or liability for any errors or omissions in the content of this site.
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